Optimize Portfolio Performance
Improve Residents' Lives

We develop and deploy financial technologies that improve sustainable and affordable housing opportunities.

Rental Loans

Our rental loans put families back on track and help landlords lower delinquency.

Rental insecurity affects nearly 1 in 5 Americans1

How it works:

Sign up for our program (it's completely free)

Direct residents to apply online

If approved, we ACH the resident’s rent payment directly to you

The resident makes bi-weekly repayments to Till directly and we handle all loan administration

Restrictions: Applicants must be employed or have another income source and cannot have an open bankruptcy. 

Cash Rewards

Want to give back to your residents while incentivizing positive behaviors like on-time payments and lease renewals? Sign up for our program and we'll handle the rest!

Give residents $10* back per monthly on-time rent payment and help them create savings.

40% of Americans cannot cover an unexpected expense of $400. [2]
Landlords average $3,500 in total eviction-related expenses per unit per year.[3]

Why Landlords and Property Managers Love Till

You've got enough on your plate.

Resident Retention 

Build community by giving back to your residents

Hassle-Free

We handle onboarding and maintenance

Stand Out

Offer innovative services that set you apart from the competition

Increase Revenue

Lowering delinquency and turnover increases your bottom line

FAQs

Most frequent questions from landlords and property managers.

Till is a financial services platform that improves residential landlord revenue by helping renters achieve financial stability.

In partnership with the landlord, Till encourages positive resident behaviors such as paying rent on time and renewing lease agreements through a cash-based incentive program. We also offer rental loans to renters. Landlords get paid on time directly from Till while renters access lower-cost credit options in times of financial instability.

Till’s resident loyalty program improves landlord cash flow by reducing the costs of delinquency, bad debt, and turnover. The rental loan pays the landlord directly, ensuring on-time payment.

Till charges a monthly success fee on total resident incentives earned in the loyalty program; we only get paid when renters pay on time. Rental loan participation is completely free for landlords.

No. Till integrates with your company’s property management system and pulls read-only information into our database. From there, we manage and implement the programs through our online platform. You receive a monthly invoice for total loyalty program incentives earned; we take care of the rest.

No, we work with landlords and property managers of all sizes, both multi-family and single-family. You can choose to pilot a portion of your portfolio or roll out the program to your entire resident base.

The landlord/PM indicates during initial setup which units are eligible to participate.  You can also add units in the future after a pilot period! 

Till offers participating and eligible residents access to a rental loan to avoid paying rent late.  When a renter uses a loan, Till pays you, the landlord, directly. Till is then responsible for collecting loan payments. The loan is unsecured and we do not garnish wages or inhibit the resident’s ability to pay rent in the future.

Who we are

We are former residential landlords on a mission to improve the financial health of property owners and renters alike.

The home is the foundation for every family.  We believe it should also be a financial foundation.  Our goal is to provide the very best customer service through compassion, respect, and understanding. Our programs include free access to financial literacy videos, budget calculators, and how-to guides so residents are prepared for whatever comes their way.  

Footnotes

[1] Salviati, Chris, “The Threat of Evictions to America’s Renters,” Rentonomics (blog), October 20, 2017, https://www.apartmentlist.com/rentonomics/rental-insecurity-the-threat-of-evictions-to-americas-renters/. 

[2] Board of Governors of the Federal Reserve System, “Report on the Economic Well-Being
of U.S. Households in 2017,” May 2018, 
 https://www.federalreserve.gov/publications/files/2017-report-economic-well-being-us-households-201805.pdf

[3] Collatz, Andrea, “The True Cost of an Eviction,” SmartMove (blog), July 11, 2016, https://www.mysmartmove.com/SmartMove/blog/true-cost-eviction.page

* Based on average loyalty program incentive